head- credit in mumbai

posted
contact
randstad india
position type
permanent
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posted
location
mumbai, maharashtra
function
Banking & finance
position type
permanent
experience
7-15
reference number
59612
contact
randstad india

job description

head- credit in mumbai

AVP – Credit risk 

Title: Head – Credit | Location: Mumbai | Education: CA (or equivalent)/ MBA in finance Years of Experience: 7+ yrs |Openings: 1 

Experience required: 

● Must haves 

○ Experience in credit risk in an Indian bank or NBFC  

○ Experience in handling unsecured credit products (ticket size upto 30 lakhs) ● Preferred 

○ Experience in digitization/ automation of credit process 

○ Experience in generating scorecards for loan appraisal  

○ Experience in Western India preferred 

Skills Required: 

● Operational risk management and modelling 

● Understanding of end market for credit 

● Regulatory understanding and compliance  

Key responsibilities: 

• Manage Mumbai and subsequently Western India for unsecured loans for SMEs/MSMEs • Involve in Policy and Process development and implementation 

• Manage process for Credit Approvals, Controls and Risk management  • Monitor credit quality of the accounts in the portfolio 

• Liaise with clients, externals and internal team ask subject expert for risk and credit • Focus on leakages and critical controls pertaining to risk and credit systems

skills

Credit Head

qualification

MBA/PGDM