operations head in gurgaon

posted
contact
randstad india
position type
permanent
apply now

job details

posted
location
gurgaon, haryana
function
Corporate & Commercial Banking
position type
permanent
reference number
929186
contact
randstad india
apply now

job description

?? Strategize/Design/Develop/Review of Operational policies and processes in line with industry best practices.
? Processing, Authorization and Disbursement of Loans in system.
? In-depth knowledge of NHB Policies and able to confrigrate the same in System and day to day operational processes.
? In-depth knowledge of the Loan Life Cycle process including quantitative and qualitative tools for faster disbursal.
? System Management as per Operation/Credit/ Technical/ Legal / Company policies and guidelines.
? To manage, track and report various key risk indicators at the portfolio level with detailed Analytics Report.
? Monitor and control early delinquency by conducting hind-sighting activities
? Develop processes to support smooth disbursement, and monitor turnaround time in disbursements and collection of Post disbursal documents.
? Impart Training on policy and process
? Prepare policy in consultation with Lawyers and values understanding the market practices
? Prepare the Management Decks including Detailed Portfolio Analysis and Future Development.
? Handle Internal Audit queries and conduct post audit of disbursed files.
? Prepare Monthly Loan Book with different Criteria, Like LTV, Income, Industry, DPD etc
? Maintain Bank reconciliation (BRS), Cash reconciliation (CRS), PDC stock, Presentation Control and Lodgement of ECS and NACH etc
? Handle Loan closure process, Swapping, Loan modification and Rescheduling etc.

Benefits
? One of the companies which has recently got licence for affordable housing

Client Introduction
?One of the credit care companies which has recently got licence for affordable housing

skills

?Operations, Affordable Housing

qualification

?Minimum Experience of 8 years and above in Affordable and Micro Housing market. This role would be wholly responsible for the Operation Management functions and System Integration with the solutions oriented approach & excellent decision making skills.
Designing of the Operational Policy, Strategy alongwith System Integration (Configuration of Checks and Control of Credit/ Operational and other Policies in software).
Candidate must have exposure on Legal and Technical aspects of Affordable Housing properties, Lal Dora properties, Municipal properties, Regularised Colony properties, Panchayati properties, Builder properties (like Ground + 2), Commercial Properties and Land etc in Urban and Semi Urban Markets with Special Focus on North.