vp-credit in delhi

posted
contact
randstad india
position type
permanent
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posted
location
delhi, new delhi
function
Banking & finance
position type
permanent
experience
12-18
reference number
62414
contact
randstad india

job description

vp-credit in delhi

Job Description As a part of the core leadership team, you will be responsible for leading, innovating, planning and growing the Credit/Risk/Underwriting function Desired candidates- 12+ years of experience in credit policy, operations and fraud control- Unsecured consumer lending experience in banks and large NBFCs in Indian market Key Responsibilities:- Formulation of Risk policy, Dissemination & Adherence of Risk Policy across markets, managing distribution risk, maintaining loss rates within budget.- Enhance and strengthen the credit lending framework including credit policy, risk operations and making credit policies for company's lending products.- Recommend and follow through on policy changes, wherever required in order to improve the portfolio quality and the quality of application sourcing.- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance- Setup processes and operational capability for proactive fraud prevention.- Develop a rapport with the risk managers of other FinTech, banks and NBFCs and initiate concerted market action on fraudsters wherever required Key requirements -With good communication and presentation skill- Would have handled retail asset portfolio of 500 crores+ in past- Tier 1 college graduates. Preferably IIM graduate.

skills

credit risk, Credit Underwriting, digital lending, credit policy, credit analysis, retail loan

qualification

Any