Underwriting: The process of assessing a borrower's creditworthiness (Credit), ability to repay (Capacity), and the property's value (Collateral).
Origination: The creation of the loan and the corresponding Mortgage Servicing Rights (MSR).
Servicing: Managing daily loan activities, including collecting monthly payments, managing escrow (taxes and insurance), and handling investor distributions.
2. Key Underwriting Components (The "3 Cs")
Credit: Reviewing FICO scores and payment history to predict future reliability.
Capacity: Evaluating the Debt-to-Income (DTI) ratio—comparing monthly debt obligations against gross income (typically seeking 36% or less).
Collateral: Using appraisals to determine the Loan-to-Value (LTV) ratio—the loan amount divided by the property value. Higher LTVs represent higher risk for the lender.
experience
5 ...
Underwriting: The process of assessing a borrower's creditworthiness (Credit), ability to repay (Capacity), and the property's value (Collateral).
Origination: The creation of the loan and the corresponding Mortgage Servicing Rights (MSR).
Servicing: Managing daily loan activities, including collecting monthly payments, managing escrow (taxes and insurance), and handling investor distributions.
2. Key Underwriting Components (The "3 Cs")
Credit: Reviewing FICO scores and payment history to predict future reliability.
Capacity: Evaluating the Debt-to-Income (DTI) ratio—comparing monthly debt obligations against gross income (typically seeking 36% or less).
Collateral: Using appraisals to determine the Loan-to-Value (LTV) ratio—the loan amount divided by the property value. Higher LTVs represent higher risk for the lender.
Sales Development Representative (SDR) - Eye Care Technology<p>Are you a driven and results-oriented individual with a passion for technology and a knack for connecting with people? We are seeking a motivated Sales Development Representative (SDR) to join our dynamic team and play a pivotal role in generating qualified sales meetings for our sales representatives. This is an exciting opportunity to contribute to pipeline creation across our innovative product suite – MaximEyes, Fast Pay Health, and EVAA – specifically targeting U.S. eye care practices.</p>Responsibilities:<ul> <li>Conduct high-volume outbound outreach via calls, emails, LinkedIn, and other platforms to U.S.-based prospects.</li> <li>Generate qualified meetings and demos for the sales team.</li> <li>Build and manage prospect lists using databases and research tools.</li> <li>Execute structured outreach sequences and cadences to engage potential clients.</li> <li>Maintain daily activity benchmarks, including calls made, emails sent, and meetings booked.</li> <li>Identify high-value target accounts within U.S. healthcare, focusing on optometry and ophthalmology practices.</li> <li>Utilize sales intelligence platforms such as ZoomInfo, Lusha, and LinkedIn Sales Navigator to gather prospect information.</li> <li>Develop a deep understanding of clinic workflows, patient journeys, and operational challenges within eye care practices.</li> <li>Craft persona-based outreach strategies targeting key decision-makers, including practice owners and administrators.</li> <li>Maintain accurate and up-to-date records in our CRM system (HubSpot/Salesforce).</li> <li>Track outreach activity, prospect responses, and meeting conversion rates.</li> <li>Ensure high data accuracy and maintain pipeline hygiene.</li> <li>Collaborate with the marketing team on lead qualification and scoring processes.</li> <li>Develop personalized outreach messaging to enhance response rates and engagement.</li> <li>Continuously refine email templates, call scripts, and outreach sequences.</li> <li>A/B test messaging approaches to optimize performance and drive better engagement.</li> <li>Align messaging with product value propositions and evolving market needs.</li> <li>Work closely with U.S.-based sales representatives to align on target accounts and strategies.</li> <li>Support campaign execution and follow-ups from marketing initiatives.</li> <li>Provide valuable feedback on lead quality, messaging effectiveness, and market insights.</li> <li>Contribute to the improvement of SDR playbooks and outreach processes.</li></ul>Qualifications:<ul> <li>1–4 years of experience in an SDR, BDR, or inside sales role, preferably within B2B SaaS.</li> <li>Experience in outbound prospecting for U.S. markets is preferred.</li> <li>Proven track record of meeting or exceeding outreach and meeting-booking targets.</li> <li>Exposure to healthcare, SaaS, or technology sales is a plus.</li> <li>Strong cold calling and email outreach skills.</li> <li>Experience with CRM tools such as Salesforce, HubSpot, or similar.</li> <li>Familiarity with sales engagement platforms like Outreach or Salesloft.</li> <li>Experience using data tools such as ZoomInfo, 6sense, Lusha, or LinkedIn Sales Navigator.</li> <li>Ability to research accounts effectively and personalize outreach efforts.</li></ul>What We Offer:<ul> <li>{{Remote work allowed}}</li> <li>{{Employment categories}}</li> <li>{{Expected hours of service}}</li> <li>{{Work locations (simple)}}</li> <li>{{Pay rates}}</li></ul>To Apply:<p>If you are a motivated individual seeking a challenging and rewarding role in a growing company, we encourage you to apply. Please submit your resume and cover letter through our careers portal or email us at {{}}.</p><h3>experience</h3>9
Job Title- Buyer Job Location - Pune <ol><li>ABOUT ROLE:</li></ol><p> </p><ul><li>Issue inquiries (RFQ), evaluate received quotation and negotiate commercial terms.</li><li>Create Purchase Order (PO) according to budget and procedures</li><li>Review PO for accuracy such as incoterms, delivery address, technical & commercial requirements and get approval as per authority matrix</li><li>Place the PO towards suppliers and ensure effective transfer of all necessary information to suppliers and maintain subsequent revisions as applicable</li><li>Expedite Order Acknowledgements</li><li>Plan, arrange and participate in the kickoff and follow up meetings with suppliers whenever required</li><li>Co-ordination of suppliers Quality Notifications</li><li>Co-ordinate with logistics for transportation of materials</li><li>Co-ordinate with warehouse for goods receipt</li><li>Review and approve suppliers invoices</li><li>Ensure set KPI benchmark are met</li></ul><ol><li>KEY RESPONSIBILTIES / WHAT WE EXPECT</li></ol><ul><li>Be single point of contact towards assigned Supplier.</li><li>Responsible for supplier relationship management</li><li>Update Project on progress of PO through progress report as per agreed schedule</li><li>Monitor and ensure proper follow for on time delivery of material and documentation.</li><li>Understand and follow related global supply chain procedures & work instructions</li><li>Evaluate supplier performance through Supplier Performance Evaluation tool</li><li>Maintain relevant procurement information about PO in SAP</li><li>Suggest improvements in procedures & work instructions</li><li>Maintain Business Ethics and work within framework of organization core values</li><li>Complete all the mandatory and relevant e-learning programs</li><li>Undergo assigned trainings and demonstrate the implemented learnings</li></ul><ol><li>SKILLS AND KNOWLEDGE</li></ol><p> </p><p>State the minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent.</p><p> </p><ul><li>Good knowledge about supply chain management</li><li>Understanding of Supplier documentation and QS related processes</li><li>Good knowledge of ERP systems, preferably SAP</li><li>Self-motivated and ability to work in teams.</li><li>Understandability of Contract Management, </li><li>Good communication skills - Both verbal and written</li></ul>Good negotiation skills & quality focused.Functional Skills / Key competenciesCommunication Skills Negotiation Skills Risk management Strategic sourcing Financial awareness Relevant and total years of ExperienceTotal: Total work experience of 2-5 years in supply chain management Range:Other Skills and Abilities:<ul><li>Self-Driven, Proactive</li></ul>Ability to work in Globally Distributed setting without supervision.<h3>experience</h3>5