- 1. Should have experience of 6-8 years (minimum 5 Years) with any scheduled commercial banks in the area of credit appraisal, preparing the Credit proposal both for Term loan and Working capital requirements including Fund and Non Fund based exposures.2. Should have exposure of Presentation of Credit Proposals, Financial covenants, Prudential Limit on large credit exposures, Credit Rating , Industry Knowledge etc.3. Loan review mechanism,1. Should have experience of 6-8 years (minimum 5 Years) with any scheduled commercial banks in the area of credit appraisal, preparing the Credit proposal both for Term loan and Working capital requirements including Fund and Non Fund based exposures.2. Should have exposure of Presentation of Credit Proposals, Financial covenants, Prudential Limit on large credit exposures, Credit Rating , Industry Knowledge etc.3. Loan review mechanism,
